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Title Insurance

Full Alta Lenders Policy

A full coverage policy insures the lender against loss due to unknown defects in title and ensures that the lender has a valid and enforceable lien on the insured property.

Full Alta Owners Policy

A full coverage policy that insures the owner of a property against title defects that existed prior to the issuance of the policy. For a one-time premium, the policy covers financial losses up to the amount of the policy and the full cost of any legal defense of your title when valid claims are filed for as long as you own the property.

Junior Policy

A limited coverage policy showing outstanding encumbrances against a property. This policy is usually used for second mortgages. This policy is designed for one-four family residential properties and can not be used for commercial properties or bare land.

An uninsured report (O & E Report) is available which identifies the current owners of a property and existing encumbrances.

Plat Drawing

Provides a non-surveyed drawing of residential properties based on physical inspections and an inspection report identifying various characteristics of the property.

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